Personal Loans

We have easy applications, fast decisions, and local loan servicing.

A personal loan can help put your goals within reach! You can use personal loan funds for a variety of purposes, from replacing a home appliance to going on a trip. A personal loan can keep your budget on track when you have unexpected expenses.

NBT offers personal loans with a one-time lump sum disbursement, flexible terms and competitive rates to meet your needs.

Ways to use a personal loan:

Consolidating multiple loans into a single new loan
Emergency expenses or medical bills
Home improvements or other large purchases
Education costs
Weddings, vacation, or travel expenses

We also provide consolidation loans. A consolidation loan combines multiple debts from another financial institution or debts into a single loan. Consolidation loans are often used to reduce your monthly payment or lower your interest rate.

*All products are subject to approval.

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