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CRA Public File

We at NBT pride ourselves on our commitment to the communities in which we live, work and serve. 

In accordance with the Community Reinvestment Act (CRA) Regulation (Regulation BB, 12 CFR Part 25), NBT is required to maintain and, upon request, make available for public inspection a complete Community Reinvestment Act Public File. By providing the CRA Public File online, NBT is better able to keep this data up to date. The information provided is current as of April 1 of each year. If you're interested in viewing our CRA Public File, please click on the documents listed below.

CRA Performance Evaluation OCC 

Branch Locations and Hours

Opened and Closed Branches

Products and Services

Fee Schedule

Assessment Area Maps and Census Tracts

Loan-to-Deposit Ratio

Public Comments

  • Public Comments received for the current year and the prior two calendar years.

CRA Public File Request

If you would like to receive a hard copy of this file, please email us at news@nbt-texas.com (a fee may be charged for each file requested, to cover the expense of copying and mailing).

Comments or Questions?

CRA Officer
National Bank & Trust
PO Box 310
La Grange, TX 78945

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